Each dollar in circulation is not a neutral medium of exchange; it is a claim on work: yours, mine, and that of generations yet unborn. It does not preserve wealth; it plunders it, draining value from those who toil and funneling it to a financial elite. The working man does not simply exchange his labor for wages; he trades it for a rapidly depreciating illusion: a currency deliberately engineered to ensure that the fruits of his effort slip through his fingers, flowing inexorably upward to those who stand nearest to the spigot of its creation.

— Neal Flesher, Modern Chains (Chapter 8)

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